Taken from Joe Rogan Experience #1226 w/Mike Baker:
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Taken from Joe Rogan Experience #1226 w/Mike Baker:
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Wow this takes me back! I am a 40 something from the UK, and I lived in the USA 15 years ago. This was due to meeting an ex ex… in Australasia, and subsequently I became a US resident. I had been working in low paid Design jobs for 5 years after graduating in the early 2000's. I went for an interview in New York for a design job at an agency. I was cut down like an old oak tree, big time reality check. They said smugly, ''Your university ripped you off buddy.'' Remember, this was the tri -state, I said, ''how much was your university loans out of curiosity'' (out of state they had come from). They replied, ''130,000 dollars from Sally Mae'' – APR (9.3%). I'll never forget what I said next/finally and how proud I was. ''My University was local to my home in north England – it cost me 20,000 bucks (GB Pound equivalent). I chose there because even at 19 years old, I was perceptive enough to know that most of my career will be self teaching – I just need that BA Hons certificate done. I will pay mine off by age 35, you won't pay yours off till 50 minimum'' – (I paid all mine off at 36). Their face was an absolute picture. Nothing I said was incorrect – I achieved the BA Hons, however, 20 plus years of my career has been self taught – from a Junior Graphic/Digital Designer to a Lead Product Designer/Researcher earning 100,000 plus for many years now. Morale to the story, be perceptive, be more like Seb … kidding. real talk – always do instate Uni as cheap as possible to acquire the certification, the rest you learn on the job and save tens of thousands. Mwah.
I've given this quite a bit of thought for several years. I do welding I do a service for people and they pay me cash. To me that's getting money without anything backing only a service that I provide. I believe there is an infinite amount of money that will always be there and always be traded.. The world will never run out of money because they can just print it and justify it and it never affects anything.. I believe between European nations and and the United States nobody nobody will ever Go broke.. Think about this logic.. If you go out and you are a large mining company and you just produce gold and dig it out of the Earth you have made money out of nothing.. If you go on to the Earth and mine diamonds which is a hugely inflated market it made out of nothing… If you get palladium you are getting something out of nothing you are inventing and creating more money.. The governments have to continuously keep printing money to keep up with the demand.. Is the so called national debt who cares It will never be paid off but the loans will never be called called because more money will just be printed by the massive global banks because they do not want to lose what they have.. The United States will never go broke.. China will never go broke.. Germany will never go broke.. Japan supposedly is So far in the debt it's in deficit completely but yet it never goes broke.. Whatever happened with Greece and it's austerity it's not broke there are still an economy people are still getting their money. Bitcoin is the greatest example of money out of nothing out of nothing but yet it is worth a lot because people say it is just like NFt's… All of the crypto currencies have a monetary value but they are backed by nothing not even a government.. Real estate why is it worth so much money every year every decade every century.. It's demand. Oil and gas made from nothing brought out of the ground and created money out of nothing.. Please think long and hard about this. I do not believe this is a stupid question.. There is no such thing as the United States running out of money it will never happen… Think about all of the different denominations of currency from every country everyone says that their money is worth this amount why… Because their government says so.. Most everything is based upon the dollar because we have the largest economy in the world.. China and Russia Are no different.. People I truly believe there there is no such thing as a debt crisis we just keep raising the ceiling and inventing more money and the banks keep saying OK.. Why because they have endless amounts of money they control the world and the money and never wanted to fail.. Maybe I am talking out of my butt.. I don't know.. Is explain bitcoin.. explain gold. explain silver.. explain copper.. Is explain ridiculous diamonds..Explain art that goes for millions of dollars.. Collectible cars that keep going up in value…
At the age of 24, I’ve over 140000$ in student loan, feel like one of the worst decision of my life.
Funny how people like Baker never ask if we can pay for endless wars or having a military budget more than the next 10 countries combined (8 of whom are our allies) or giving tax break after tax break to the richest people in America, but when it comes to student debt or healthcare, that's the first thing that comes to their minds.
We can afford bailouts. Bailout students.